Bank Codes

Use these codes as the bankCode when you send a payout to a Nigerian bank account. Each code is the six-digit NIP institution code that identifies the receiving bank on the NIBSS Instant Payment network.

Fetch the live list in production. Banks merge, change names and lose licences, so this page is a reference snapshot. Call the bank list endpoint for the current list, and use this page to look up a code while you build.

These are not the three-digit CBN sort codes (such as 058). NIP codes are six digits — GTBank is 000013. Sending a three-digit code as the payout bankCode will not resolve to the right bank.

Category	Institutions
Commercial banks	33
Payment service banks	4
Mobile money operators	35
Microfinance banks	315
Merchant banks	6
Mortgage banks and savings and loans	24
Finance companies	10
Payment service providers	14

Commercial banks

Deposit money banks licensed by the CBN.

Institution	Code
Access Bank	`000014`
Central Bank of Nigeria	`000028`
Citi Bank	`000009`
Diamond Bank	`000005`
Ecobank Bank	`000010`
eNaira	`000033`
Enterprise Bank	`000019`
FCMB	`000003`
Fidelity Bank	`000007`
First Bank of Nigeria	`000016`
Globus Bank	`000027`
GTBank Plc	`000013`
Heritage	`000020`
JAIZ Bank	`000006`
Keystone Bank	`000002`
Lotus Bank	`000029`
Optimus Bank	`000036`
Parallex Bank	`000030`
Polaris Bank	`000008`
Premium Trust Bank	`000031`
Providus Bank	`000023`
Signature Bank	`000034`
StanbicIBTC Bank	`000012`
StandardChartered	`000021`
Sterling Bank	`000001`
Suntrust Bank	`000022`
Taj Bank	`000026`
Titan Trust Bank	`000025`
Union Bank	`000018`
United Bank for Africa	`000004`
Unity Bank	`000011`
Wema Bank	`000017`
Zenith Bank Plc	`000015`

Payment service banks

Institution	Code
9Payment Service Bank	`120001`
HopePSB	`120002`
MoMo PSB	`120003`
SmartCash PSB	`120004`

Mobile money operators

Institution	Code
Access Yello	`100052`
AccessMobile	`100013`
Cellulant	`100005`
Contec Global Infotech Limited (NowNow)	`100032`
Eartholeum	`100021`
Ecobank Xpress Account	`100008`
EcoMobile	`100030`
eTranzact	`100006`
FBNMobile	`100014`
FCMB Easy Account	`100031`
FET	`100001`
Fidelity Mobile	`100019`
FortisMobile	`100016`
GoMoney	`100022`
GTMobile	`100009`
Hedonmark	`100017`
Innovectives Kesh	`100029`
Kegow (Chamsmobile)	`100036`
M36	`100035`
Mkudi	`100011`
MoneyBox	`100020`
One Finance	`100026`
Paga	`100002`
PalmPay Limited	`100033`
Parkway-ReadyCash	`100003`
Paycom(Opay)	`100004`
Stanbic IBTC @ease wallet	`100007`
TagPay	`100023`
Taj_Pinspay	`080002`
TeasyMobile	`100010`
TitanPaystack	`100039`
VTNetworks	`100012`
Zenith Eazy Wallet	`100034`
ZenithMobile	`100018`
Zinternet Nigera Limited	`100025`

Microfinance banks

Institution	Code
AB Microfinance Bank	`090270`
Above Only Microfinance Bank	`090260`
ABU Microfinance Bank	`090197`
Abulesoro Microfinance Bank	`090545`
Accion Microfinance Bank	`090134`
Ada Microfinance Bank	`090483`
Addosser Microfinance Bank	`090160`
Adeyemi College Staff Microfinance Bank	`090268`
Advans La Fayette Microfinance Bank	`090155`
Afekhafe Microfinance Bank	`090292`
Afemai Microfinance Bank	`090518`
Akpo Microfinance Bank	`090608`
Aku Microfinance Bank	`090531`
Akuchuckwu Microfinance Bank	`090561`
AL-Barakah Microfinance Bank	`090133`
Al-Hayat Microfinance Bank	`090277`
Alekun Microfinance Bank	`090259`
Alert Microfinance Bank	`090297`
Allworkers Microfinance Bank	`090131`
Ally Microfinance Bank	`090548`
Alpha Kapital Microfinance Bank	`090169`
Alvana Microfinance Bank	`090489`
Amac Microfinance Bank	`090394`
Amju Unique Microfinance Bank	`090180`
AMML MFB	`090116`
Amoye Microfinance Bank	`090610`
Ampersand Microfinance Bank	`090529`
Anchorage Microfinance Bank	`090476`
Aniocha Microfinance bank	`090469`
Apeks Microfinance Bank	`090143`
Apple Microfinance Bank	`090376`
Aramoko Microfinance Bank	`090307`
Arise Microfinance Bank	`090282`
Aspire Microfinance Bank	`090544`
AssetMatrix Microfinance Bank	`090287`
Assets Microfinance Bank	`090473`
Astrapolaris Microfinance Bank	`090172`
Auchi Microfinance Bank	`090264`
Ave Maria Microfinance Bank	`090600`
Aztec Microfinance Bank	`090540`
Baines Credit Microfinance Bank	`090188`
Balera Microfinance Bank	`090563`
Balogun Fulani Microfinance Bank	`090181`
Balogun Gambari Microfinance Bank	`090326`
Banc Corp MFB	`090581`
BC Kash Microfinance Bank	`090127`
Beststar MFB	`090615`
BIPC Microfinance Bank	`090336`
BishopGate Microfinance Bank	`090555`
BluePrint Investments Microfinance Bank	`090538`
Boctrust Microfinance Bank	`090117`
BOI Microfinance Bank	`090444`
Boji MFB	`090494`
Borgu Microfinance Bank	`090395`
Bosak Microfinance Bank	`090176`
Bowen Microfinance Bank	`090148`
Brethren Microfinance Bank	`090293`
Bridgeway Microfinance Bank	`090393`
Brightway Microfinance Bank	`090308`
Broadview Microfinance Bank	`090568`
Business Support Microfinance Bank	`090406`
Caretaker Microfinance Bank	`090472`
CashConnect Microfinance Bank	`090360`
Cedar Microfinance Bank	`090562`
CEMCS Microfinance Bank	`090154`
Changan RTS Microfinance Bank	`090470`
Chase Microfinance Bank	`090523`
Chikum Microfinance Bank	`090141`
Chukwunenye MFB	`090490`
Cintrust Microfinance Bank	`090480`
CIT Microfinance Bank	`090144`
Coalcamp Microfinance Bank	`090254`
Coastline Microfinance Bank	`090374`
Confidence MFB	`090530`
Conpro Microfinance Bank	`090380`
Consistent Trust Microfinance Bank	`090553`
Consumer Microfinance Bank	`090130`
Corestep Microfinance Bank	`090365`
Covenant MFB	`070006`
Credit Afrique Microfinance Bank	`090159`
Creditville MFB	`090611`
Crescent Microfinance Bank	`090526`
Davodani Microfinance Bank	`090391`
Daylight Microfinance Bank	`090167`
e-Barcs Microfinance Bank	`090156`
Eagle Flight Microfinance Bank	`090294`
EdFin Microfinance Bank	`090310`
Egwafin Microfinance Bank	`090556`
EK-Reliable Microfinance Bank	`090389`
Ekondo MFB	`090097`
Emeralds Microfinance Bank	`090273`
Empire trust MFB	`090114`
Enrich Microfinance Bank	`090539`
Esan Microfinance Bank	`090189`
Eso-E Microfinance Bank	`090166`
Evangel Microfinance Bank	`090304`
Evergreen Microfinance Bank	`090332`
EWT Microfinance Bank	`090572`
Excellent Microfinance Bank	`090541`
Eyowo	`090328`
FairMoney Microfinance Bank	`090551`
FAST Microfinance Bank	`090179`
FCMB BETA	`090409`
FCT Microfinance Bank	`090290`
Federal Polytechnic Nekede Microfinance Bank	`090398`
Federal University Dutse Microfinance Bank	`090318`
Fedeth Microfinance Bank	`090482`
FedPoly Nasarawa Microfinance Bank	`090298`
FFS Microfinance Bank	`090153`
Fidfund Microfinance Bank	`090126`
FIMS MFB	`090507`
FinaTrust Microfinance Bank	`090111`
Firmus Microfinance Bank	`090366`
First Midas Microfinance Bank	`090575`
First Option Microfinance Bank	`090285`
First Royal Microfinance Bank	`090164`
Flourish MFB	`090614`
Fortis Microfinance Bank	`070002`
Fullrange Microfinance Bank	`090145`
Futo Microfinance Bank	`090158`
Gabsyn Microfinance Bank Limited	`090591`
Gashua Microfinance Bank	`090168`
Gbede Microfinance Bank	`090579`
Giant Stride Microfinance Bank	`090475`
Gidauniyar Alheri MFB	`090621`
Giginya Microfinance bank	`090411`
Girei Microfinance Bank	`090186`
Glory Microfinance Bank	`090278`
GMB Microfinance Bank	`090408`
GOLDMAN MFB	`090574`
Good Neigbours Microfinance Bank	`090467`
Goodnews Microfinance Bank	`090495`
Gowans Microfinance Bank	`090122`
Green Energy Microfinance Bank	`090550`
GreenBank Microfinance Bank	`090178`
Greenville Microfinance Bank	`090269`
Grooming Microfinance Bank	`090195`
GTI Microfinance Bank	`090385`
Hackman Microfinance Bank	`090147`
Halal Credit Microfinance Bank	`090291`
Hasal Microfinance Bank	`090121`
Headway Microfinance Bank	`090363`
HighStreet Microfinance Bank	`090175`
IBA Microfinance Bank	`090598`
IBILE Microfinance Bank	`090118`
IBOLO Microfinance Bank	`090532`
Iboma Fadama Microfinance Bank	`090519`
Ibu-Aje Microfinance Bank	`090488`
Ijebu-Ife Microfinance Bank	`090546`
Ikenne Microfinance Bank	`090324`
Ikire Microfinance Bank	`090279`
Ikoyi-Osun Microfinance Bank	`090536`
Ilaro Poly Microfinance Bank	`090571`
Ilisan Microfinance Bank	`090370`
Imo State Microfinance Bank	`090258`
Infinity Microfinance Bank	`090157`
Interland Microfinance Bank	`090386`
IRL Microfinance Bank	`090149`
Isaleoyo Microfinance Bank	`090377`
Island Microfinance Bank	`090584`
Iwade MFB Ltd	`090578`
Iwoama Microfinance Bank	`090543`
Iyamoye Microfinance Bank	`090570`
Iyeru Okin Microfinance Bank	`090337`
Iyin Ekiti MFB	`090620`
Jessefield Microfinance Bank	`090352`
KadPoly Microfinance Bank	`090320`
Kayvee Microfinance Bank	`090554`
KC Microfinance Bank	`090549`
KCMB Microfinance Bank	`090191`
Kenechukwu Microfinance Bank	`090602`
Kontagora Microfinance Bank	`090299`
Kuda Microfinance Bank	`090267`
Lapo Microfinance Bank	`090177`
Lavender Microfinance Bank	`090271`
Legend Microfinance Bank	`090372`
Lifegate Microfinance Bank	`090557`
Light MFB	`090477`
Lobrem Microfinance Bank	`090537`
Lovonus Microfinance Bank	`090265`
MAB Allianz MFB	`090623`
Macrod MFB	`090603`
Mainland Microfinance Bank	`090323`
Mainstreet Microfinance Bank	`090171`
Maintrust Microfinance Bank	`090465`
Malachy Microfinance Bank	`090174`
Maritime Microfinance Bank	`090410`
MayFair Microfinance Bank	`090321`
Medef Microfinance Bank	`090612`
Megapraise Microfinance Bank	`090280`
Mercury MFB	`090589`
Mgbidi Microfinance Bank	`090528`
Microbiz MFB	`090587`
Microcred Microfinance Bank	`090136`
Midland Microfinance Bank	`090192`
MintFinex Microfinance Bank	`090281`
Mkobo Microfinance Bank	`090455`
Molusi Microfinance Bank	`090362`
Money Trust Microfinance Bank	`090129`
Moyofade Microfinance Bank	`090448`
Mutual Benefits Microfinance Bank	`090190`
Mutual Trust Microfinance Bank	`090151`
Nagarta Microfinance Bank	`090152`
Nassarawa Microfinance Bank	`090349`
Navy Microfinance Bank	`090263`
Ndiorah Microfinance Bank	`090128`
Neptune Microfinance Bank	`090329`
New Dawn Microfinance Bank	`090205`
New Golden Pastures Microfinance Bank	`090378`
Nigerian Prisons Microfinance Bank	`090505`
NIRSAL Microfinance Bank	`090194`
Nkpolu-Ust MFB	`090535`
Nnew Women Microfinance Bank	`090283`
NPF MicroFinance Bank	`070001`
Nsuk MFB	`090491`
Numo Microfinance Bank	`090516`
Nuture Microfinance Bank	`090364`
Nwannegadi Microfinance Bank	`090399`
OAU Microfinance Bank	`090345`
Oche Microfinance Bank	`090333`
Octopus Microfinance Bank	`090576`
Ohafia Microfinance Bank	`090119`
Ojokoro Microfinance Bank	`090527`
Oke-Aro Oredegbe Microfinance Bank	`090565`
Okpoga Microfinance Bank	`090161`
Okuku Microfinance Bank	`090566`
Olabisi Onabanjo University Microfinance Bank	`090272`
OLOFIN OWENA Microfinance Bank	`090468`
Olowolagba Microfinance Bank	`090404`
Oluchukwu Microfinance Bank	`090471`
Omiye Microfinance Bank	`090295`
Oraukwu MFB	`090492`
Orisun MFB	`090588`
Orokam Microfinance Bank	`090567`
Oscotech Microfinance Bank	`090396`
Otech Microfinance Bank	`090580`
Otuo Microfinance Bank	`090542`
Page Financials	`070008`
Parralex Microfinance bank	`090004`
PatrickGold Microfinance Bank	`090317`
PecanTrust Microfinance Bank	`090137`
Pennywise Microfinance Bank	`090196`
Personal Trust Microfinance Bank	`090135`
Petra Microfinance Bank	`090165`
Pillar Microfinance Bank	`090289`
Polybadan Microfinance Bank	`090534`
Polyunwana Microfinance Bank	`090296`
Preeminent Microfinance Bank	`090412`
Prestige Microfinance Bank	`090274`
Pristine Divitis Microfinance Bank	`090499`
Projects Microfinance Bank	`090503`
Purplemoney Microfinance Bank	`090303`
Qube Microfinance Bank	`090569`
Quickfund Microfinance Bank	`090261`
Randalpha Microfinance Bank	`090496`
Rayyan MFB	`090616`
Regent Microfinance Bank	`090125`
Rehoboth Microfinance Bank	`090463`
Reliance Microfinance Bank	`090173`
RenMoney Microfinance Bank	`090198`
Rephidim Microfinance Bank	`090322`
Richway Microfinance Bank	`090132`
Rigo Microfinance Bank	`090433`
RIMA Growth Pathway Microfinance Bank	`090515`
Rockshield Microfinance Bank	`090547`
Rolez Microfinance Bank	`090405`
Royal Exchange Microfinance Bank	`090138`
Safe Haven Microfinance Bank	`090286`
Sagamu Microfinance Bank	`090140`
SEAP Microfinance Bank	`090513`
Seed Capital Microfinance Bank	`090112`
Seedvest Microfinance Bank	`090369`
Shalom Microfinance Bank	`090502`
Shepherd Trust Microfinance Bank	`090401`
Shield Microfinance Bank	`090559`
Shongom Microfinance Bank	`090558`
Snow MFB	`090573`
Solid Allianze MFB	`090506`
Solidrock microfinance Bank	`090524`
Sparkle	`090325`
Stanford Microfinance Bak	`090162`
Stateside Microfinance Bank	`090583`
Stellas Microfinance Bank	`090262`
Sulspap Microfinance Bank	`090305`
Supreme Microfinance Bank	`090564`
Tanadi Microfinance Bank	`090560`
Tasued Microfinance Bank	`090593`
TCF MFB	`090115`
Think Finance Microfinance Bank	`090373`
Trident Microfinance Bank	`090146`
TripleA Microfinance Bank	`090525`
Trust Microfinance Bank	`090327`
Trustfund Microfinance Bank	`090276`
U & C Microfinance Bank	`090315`
UDA Microfinance Bank	`090403`
Uhuru Microfinance Bank	`090517`
Ummah Microfinance Bank	`090609`
UNAAB Microfinance Bank	`090331`
Uniben Microfinance Bank	`090266`
Unical Microfinance Bank	`090193`
Unimaid Microfinance Bank	`090464`
UniUyo Microfinance Bank	`090338`
UNN MFB	`090251`
Verdant Microfinance Bank	`090474`
Verite Microfinance Bank	`090123`
VFD MFB	`090110`
Virtue Microfinance Bank	`090150`
Visa Microfinance Bank	`090139`
Waya Microfinance Bank	`090950`
Wetland Microfinance Bank	`090120`
Xslnce Microfinance Bank	`090124`
YCT Microfinance Bank	`090466`
Yes Microfinance Bank	`090142`
Yobe Microfinance Bank	`090252`
Zikora Microfinance Bank	`090504`

Merchant banks

Institution	Code
Coronation Merchant Bank	`060001`
FBNQUEST Merchant Bank	`060002`
FSDH Merchant Bank	`400001`
Greenwich Merchant Bank	`060004`
Nova Merchant Bank	`060003`
Rand Merchant Bank	`000024`

Mortgage banks and savings and loans

Institution	Code
Abbey Mortgage Bank	`070010`
AG Mortgage Bank	`100028`
Akwa Savings & Loans Limited	`070025`
ASOSavings & Loans	`090001`
Brent Mortgage Bank	`070015`
Coop Mortgage Bank	`070021`
Delta Trust Microfinance Bank	`070023`
FBN Mortgages Limited	`090107`
FHA Mortgage Bank	`070026`
First Generation Mortgage Bank	`070014`
Gateway Mortgage Bank	`070009`
Haggai Mortgage Bank Limited	`070017`
Homebase Mortgage Bank	`070024`
Imperial Homes Mortgage Bank	`100024`
Infinity Trust Mortgage Bank	`070016`
Jubilee-Life Mortgage Bank	`090003`
Lagos Building Investment Company	`070012`
MayFresh Mortgage Bank	`070019`
New Prudential Bank	`090108`
Omoluabi savings and loans	`070007`
Platinum Mortgage Bank	`070013`
Refuge Mortgage Bank	`070011`
SafeTrust	`090006`
Trustbond Mortgage Bank	`090005`

Finance companies

Institution	Code
AAA Finance	`050005`
Branch International Financial Services	`050006`
Dignity Finance	`050013`
Enco Finance	`050012`
Fast Credit	`050009`
FEWCHORE FINANCE COMPANY LIMITED	`050002`
Fundquest Financial Services Limited	`050010`
SageGrey Finance Limited	`050003`
Tekla Finance Limited	`050007`
Trinity Financial Services Limited	`050013`

Payment service providers

Switches and payment processors that hold NIP codes.

Institution	Code
3line Card Management Limited	`110005`
Accelerex Network Limited	`090202`
Crowdforce	`110017`
Cyberspace Limited	`110014`
First Apple Limited	`110004`
Flutterwave Technology Solutions Limited	`110002`
Intellifin	`100027`
Interswitch Limited	`110003`
NIP Virtual Bank	`999999`
PayAttitude Online	`110001`
Paystack Payment Limited	`110006`
Prophius	`110032`
Teamapt Limited	`110007`
Vas2nets Limited	`110015`

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Reference

Commercial banks

Payment service banks

Mobile money operators

Microfinance banks

Merchant banks

Mortgage banks and savings and loans

Finance companies

Payment service providers

​Commercial banks

​Payment service banks

​Mobile money operators

​Microfinance banks

​Merchant banks

​Mortgage banks and savings and loans

​Finance companies

​Payment service providers

Commercial banks

Payment service banks

Mobile money operators

Microfinance banks

Merchant banks

Mortgage banks and savings and loans

Finance companies

Payment service providers