Pocket

The pocket functionality allows merchants to send out funds from their seerbit pockets, to other pockets, sub-pockets, or other banks (payout).
Please note that merchants must be approved if they are to use the payout feature (For API cases only).

Once an account is approved on the seerbit merchant dashboard here, customer has a pocket Id attached to them. Merchant should then attempt logging in here on the pocket dashboard or reset password if the password reset email sent to merchant was missed.

Authentication

This authenticates that user is valid for the pocket APIs. With the encrypted key, you can then have access to other endpoints.

POST

https://pocket.seerbitapi.com/pocket/authenticate

Request Sample

1curl --location 'https://pocket.seerbitapi.com/pocket/authenticate' \
2--header 'Content-Type: application/json' \
3--data-raw '{
4    "email": "youremail.com",
5    "password": "password"
6}'

Response Sample

The code snippet below shows a sample response

1{
2  "responseCode" : "00",
3  "message" : "Success",
4  "data" : {
5    "bearerToken" : "",
6    "expiryTime" : "2025-04-22T20:09:09",
7    "requirePasswordChange" : true
8  }
9}

Changing Password

Change your password only if it's required after your authentication

POST

https://pocket.seerbitapi.com/pocket/user/change-password

1curl --location 'https://pocket.seerbitapi.com/pocket/user/change-password' \
2--header 'Content-Type: application/json' \
3--header 'Authorization: Bearer {{YourEncryptedKey}}' \
4--data-raw '{ 
5  		"currentPassowrd": "johndoe@email.com", 
6 	 	"newPassword": "password" 
7}'

Adding A Sub-Pocket

POST

https://pocket.seerbitapi.com/pocket/pocket-id/{{PocketID}}/sub-pocket

The 'AddASubPocket' API adds a sub pocket that's delegated to a merchant's third-party user.

Request Sample

1curl --location 'https://pocket.seerbitapi.com/pocket/pocket-id/{{PocketID}}/sub-pocket' \
2--header 'Public-Key: {{Publickey}}' \
3--header 'Content-Type: application/json' \
4--header 'Authorization: Bearer {{YourEncryptedKey}}' \
5--data-raw '[
6    {
7        "tagGroup": "",
8        "reference": "Create_subpo77899ck987et45",
9        "pocketFunction": "BOTH",
10        "currency": "NGN",
11        "tagName": "",
12        "selfOwned": false,
13        "pocketOwner": {
14            "existingPocketOwner": "false",
15            "pocketOwnerDetails": {
16                "firstName": "Bola",
17                "lastName": "Are",
18                "emailAddress": "youremail.com",
19                "phoneNumber": "08824485749",
20                "businessName": "samsn and sons"
21            }
22        }
23    }
24]
25'

Response Sample

The code snippet below shows a sample response

1{
2  "responseCode" : "00",
3  "message" : "Success",
4  "data" : [ {
5    "pocketId" : "SBP0018103",
6    "parentId" : 3771,
7    "bankAccountNumber" : "7750209735",
8    "bankAccountName" : "samsn and sons",
9    "bankCode" : "WEMA",
10    "bankName" : "Wema Bank",
11    "canRetailPockets" : false,
12    "subPocketUserResponse" : {
13      "userName" : "youremail.com",
14      "password" : "$2a$12$VCyQhEK0ULRoxuZXXEEzJ.N56.fE5tiY6u2fxm7KWzEAUnVVDMn5K"
15    }
16  } ]
17}
18

Apart from the fields listed below, which are optional, other fields are mandatory.

Parameters

Name

Type

Description

Required?

public Key

string

public key - this can be copied from the seerbit dashboard

Yes

currency

string

Payment Currency

Yes

tranref

string

Transaction Reference

Yes

amount

string

Amount to be paid

Yes

description

string

Decription of the transaction

Yes

Fields

Description

tagGroup

A group identifier for tagging purposes.

tagName

The specific tag name within the tagGroup.

Pocket to Pocket Transfer

POST

https://pocket.seerbitapi.com/pocket/transfer/from-pocket/(pocketID)/to-pocket/(pocketID)

Parameters

Name

Type

Description

Required?

public Key

string

public key - this can be copied from the seerbit dashboard

Yes

currency

string

Payment Currency

Yes

tranref

string

Transaction Reference

Yes

amount

string

Amount to be paid

Yes

description

string

Decription of the transaction

Yes

Fields

Description

Requirement

Additional Comments

reference

A unique identifier for the transaction or action being performed.

Mandatory

This provides a unique way to reference a specific transaction or action.

pocketId

The unique identifier for the pocket.

Mandatory

Essential for identifying and referencing a specific pocket in API operations.

narration

A brief description or note about the transaction, typically a string.

Mandatory

Provides context or additional details about the transaction, useful for record-keeping and reporting.

createdOnStartDate

The start date for filtering transactions is based on their creation date, in DD-MM-YYYY format.

Optional

Helps in querying transactions created on or after this date for reporting and analysis.

createdOnEndDate

The end date for filtering transactions based on their creation date, in DD-MM-YYYY format.

Optional

Helps in querying transactions created on or before this date for reporting and analysis.

description

A merchant-defined description for the transaction or action.

Mandatory

Provides additional context and details defined by the merchant, aiding in transaction categorization and management.

page

This is the page number for paginated results.

Mandatory

Used for pagination in API responses to control which page of results is returned.

size

This is the number of records to be returned per page in paginated results.

Mandatory

Defines the size of each page in paginated API responses, controlling the number of records returned per page.

Request Sample

Dependency: Require the 'Authenticate' API

1curl --location 'https://pocket.seerbitapi.com/pocket/transfer/from-pocket/(pocketID)/to-pocket/(pocketID)' \
2--header 'Content-Type: application/json' \
3--header 'Authorization: Bearer YOUR_ENCRYPTED_KEY' \
4--data-raw '{ 
5    "responseCode": "00", 
6    "message": "Success", 
7    "data": 
8        { 
9    "responseCode": "00", 
10    "message": "Success", 
11    "data": { 
12  "amount": 100, 
13  "currency": "NGN", 
14  "reference": "{{reference}}", 
15  "description":"Test description" 
16}

Response Sample

The code snippet below shows a sample response

1{ 
2    "responseCode": "00", 
3    "message": "Successful", 
4    "data": {} 
5}

Pocket to Pocket Transfer

This allows you to make intra transfers between pockets.

POST

https://pocket.seerbitapi.com/pocket/transfer/from-pocket/{{PocketID}}/to-pocket/{{PocketID}}

Request Sample

1curl --location 'https://pocket.seerbitapi.com/pocket/transfer/from-pocket/{{PocketID}}/to-pocket/{{PocketID}}' \
2--header 'Content-Type: application/json' \
3--header 'Public-Key: your_public_key_here' \
4--header 'Authorization: Bearer YOUR_ENCRYPTED_KEY' \
5--data-raw '{ 
6  "amount": 100, 
7  "currency": "NGN", 
8  "reference": "{{reference}}", 
9  "description":"Test description" 
10}

Response Sample

The code snippet below shows a sample response

1{ 
2    "responseCode": "00", 
3    "message": "Successful", 
4    "data": {} 
5}

Get Pocket Details

GET

https://pocket.seerbitapi.com/pocket/pocket-id/{{PocketID}}

1curl --location 'https://pocket.seerbitapi.com/pocket/pocket-id/{{PocketID}}' \
2--header 'Public-Key: your_public_key_here' \
3--header 'Authorization: Bearer TOKEN' \

Response Sample

The code snippet below shows a sample response

1{ 
2    "responseCode": "00", 
3    "message": "Success", 
4    "data": { 
5        "pocketId": "SBP0000000", 
6        "accountNumber": "001005756", 
7        "status": "ACTIVE", 
8        "pocketFunction": "BOTH", 
9        "availableBalanceAmount": "28999.00", 
10        "availableBalanceCurrency": "NGN", 
11        "ledgerBalanceAmount": "28999.00", 
12        "ledgerBalanceCurrency": "NGN", 
13        "parentId": 2028, 
14        "fundingLink": "https://pay.seerbitapi.com?ps=gq8wLCuB&po=SBP0000000", 
15        "accountVerifierScheme": "BVN", 
16        "accountVerifierNumber": "000000000000", 
17        "reference": "pck012", 
18        "subPockets": null, 
19        "pocketOwner": { 
20            "pocketOwnerId": "txryfgqw", 
21            "businessName": "J.D. Inc.", 
22            "firstName": "John", 
23            "lastName": "Doe", 
24            "emailAddress": "user@maildomain.com", 
25            "phoneNumber": "0818009876", 
26            "ownerVerifierScheme": "NIN", 
27            "ownerVerifierNumber": "00000000000" 
28        }, 
29        "pocketAccounts": [ 
30            { 
31                "accountId": "f594q2mix8yg", 
32                "accountNumber": "4014123456", 
33                "bankCode": "bank code", 
34                "reference": "5z17gnfl8jy2u4etr" 
35            } 
36        ], 
37        "pocketFundings": null, 
38        "pocketLimits": [], 
39        "pocketMomos": [] 
40    } 
41}

Get All Pockets

This will allow you get all pockets assigned to a pocket.

GET

https://pocket.seerbitapi.com/pocket/pocket-id/{{PocketID}}

1curl --location 'https://pocket.seerbitapi.com/pocket/pocket-id/{{PocketID}}' \
2--header 'Public-Key: your_public_key_here' \
3--header 'Authorization: Bearer TOKEN' \

Response Sample

The code snippet below shows a sample response

1{ 
2    "responseCode": "00", 
3    "message": "Success", 
4    "data": { 
5        "pocketId": "SBP0017194",
6		"accountNumber": "0010029240",
7		"status": "ACTIVE",
8		"pocketFunction": "BOTH",
9		"availableBalanceAmount": "820.00",
10		"availableBalanceCurrency": "NGN",
11		"ledgerBalanceAmount": "820.00",
12		"ledgerBalanceCurrency": "NGN",
13		"parentId": null,
14		"fundingLink": "?ps=gagY70Sx&po=SBP0017194",
15		"accountVerifierScheme": "BVN",
16		"accountVerifierNumber": "00000000000",
17		"reference": "primary-ihnwby90",
18		"tier": "UNLIMITED",
19		"subPockets": null,
20		"pocketOwner": {
21			"pocketOwnerId": "gagY70Sx",
22			"businessName": "Rexify",
23			"firstName": "Rexify",
24			"lastName": "Rexify",
25			"emailAddress": "Oguvic09@gmail.com",
26			"phoneNumber": "08160268415",
27			"ownerVerifierScheme": "NIN",
28			"ownerVerifierNumber": "00000000000"
29		},
30 		"pocketAccounts": [
31			{
32				"accountId": "9npybxw3cq60",
33				"accountNumber": "7750209576",
34				"bankCode": "WEMA",
35				"bankName": "Wema Bank",
36				"reference": ""
37			}
38		],
39		"pocketFundings": null,
40		"pocketLimits": [],
41		"pocketMomos": []
42
43}
44

Get Pocket Balance

GET

https://pocket.seerbitapi.com/pocket/balance/pocket-id/{{PocketID}}

1curl --location 'https://pocket.seerbitapi.com/pocket/balance/pocket-id/{{PocketID}}' \
2--header 'Public-Key: your_public_key_here' \
3--header 'Authorization: Bearer TOKEN' \

Response Sample

The code snippet below shows a sample response

1{ 
2    "responseCode": "00", 
3    "message": "Success", 
4    "data": { 
5        "balanceAt": "2023-03-06T09:30:27", 
6        "availableBalanceCurrency": "NGN", 
7        "availableBalanceAmount": "31001.00", 
8        "lastTransactionAt": "2023-03-06T09:19:14" 
9    } 
10}

Get Merchant Sum

GET

https://pocket.seerbitapi.com/pocket/balances-summation/pocket-id/{{pocketID}}

1curl --location 'https://pocket.seerbitapi.com/pocket/balances-summation/pocket-id/your_pocket_id_here' \
2--header 'Public-Key: your_public_key_here' \
3--header 'Authorization: Bearer TOKEN' \

Response Sample

The code snippet below shows a sample response

1{ 
2    "responseCode": "00", 
3    "message": "Success", 
4    "data": { 
5        "merchantSubPocketsBalanceSummation": "60000.00", 
6        "merchantSubPocketsBalanceSummationCurrency": "NGN", 
7        "merchantAllPocketsBalanceSummation": "30058250.00", 
8        "merchantAllPocketsBalanceSummationCurrency": "NGN" 
9    } 
10}

Get Transaction Details

GET

https://pocket.seerbitapi.com/pocket/transaction/reference/{{reference}}

1curl --location 'https://pocket.seerbitapi.com/pocket/transaction/reference/your_reference_here'  \
2--header 'Public-Key: your_public_key_here' \
3--header 'Authorization: Bearer TOKEN' \

Response Sample

The code snippet below shows a sample response

1{
2    "responseCode": "00",
3    "message": "Success",
4    "data": {
5        "reference": "Charge-000015250618102028000001302219-pr6ndt",
6        "pocketId": "SBP0016348",
7        "transactionLeg": "DEBIT",
8        "transactionAmount": "0.00",
9        "transactionCurrency": "NGN",
10        "narration": "Reason:Fee:Debited:SBP0016348:Amount:NGN0.00",
11        "description": "Fee - Funding by account - Primary pockets",
12        "createdAt": "2025-06-18T09:21:07",
13        "createdBy": "pockets@seerbit.com",
14        "transactionId": "n1a0sl6q29d5",
15        "transactionType": "FEE",
16        "batchId": null,
17        "status": "00",
18        "message": "Success",
19        "receiverName": "Office",
20        "receiverAccountNumber": "0010010001",
21        "receiverBankCode": "SEERBIT",
22        "receiverBankName": null,
23        "sender": "Kings Cafe"
24    }
25}

Find Transactions

GET

https://pocket.seerbitapi.com/pocket/transaction/search?pocketId={{PocketID}}&page=0&size=10

1curl --location 'https://pocket.seerbitapi.com/pocket/transaction/search?pocketId={{PocketID}}&page=0&size=10'  \
2--header 'Content-Type: application/json' \
3--header 'Public-Key: your_public_key_here' \
4--header 'Authorization: Bearer TOKEN' \

Response Sample

The code snippet below shows a sample response

1{ 
2    "responseCode": "00", 
3    "message": "Success", 
4    "data": { 
5        "content": [ 
6            { 
7			"createdAt": "2023-01-27T13:47:39", 
8			"deleted": false, 
9			"reference": "fwp53c8n-C", 
10			"pocketId": "pocket ID", 
11			"transactionLeg": "CREDIT", 
12			"transactionCurrency": "NGN", 
13			"narration":
14            "Reason:Funding:Credited:100000238:Debited:SBP0000000:Amount:NGN0.0:AvailableBalance:NGN0.00", 
15			"transactionId": "bui2e9lrzoch", 
16			"description": "Balance migration", 
17			"transactionAmount": "0.00" 
18            }, 
19		{ 
20		"createdAt": "2023-03-05T22:17:09", 
21		"deleted": false, 
22		"reference": "txnP01-C", 
23		"pocketId": "100000238", 
24		"transactionLeg": "CREDIT", 
25		"transactionCurrency": "NGN", 
26		"narration":
27"Reason:Funding:Credited:100000238:Debited:SBP000000o:Amount:NGN30000000:AvailableBalance:NGN30000000.00", 
28		"transactionId": "ovky4w0u1jrd", 
29		"description": "Direct credit - GENERIC - ALL-PURPOSE", 
30		"transactionAmount": "30000000.00" 
31		}, 
32			{ 
33                "createdAt": "2023-03-05T22:17:09", 
34                "deleted": false, 
35                "reference": "Charge-ylg3i15t9qnz", 
36                "pocketId": "100000238", 
37                "transactionLeg": "DEBIT", 
38                "transactionCurrency": "NGN", 
39                "narration": "Reason:Fee:Debited:100000238:Credited:SBP0000000:Amount:NGN200.00:AvailableBalance:NGN29999800.00", 
40                "transactionId": "9sn6ejvlfdqo", 
41                "description": "Fee - Funding by account - Primary pockets - GENERIC - ALL-PURPOSE", 
42                "transactionAmount": "200.00" 
43            }, 
44      ], 
45        "pageable": { 
46            "sort": { 
47                "sorted": true, 
48                "unsorted": false, 
49                "empty": false 
50            }, 
51            "pageSize": 10, 
52            "pageNumber": 0, 
53            "offset": 0, 
54            "paged": true, 
55            "unpaged": false 
56        }, 
57        "last": true, 
58        "totalElements": 10, 
59        "totalPages": 1, 
60        "sort": { 
61            "sorted": true, 
62            "unsorted": false, 
63            "empty": false 
64        }, 
65        "first": true, 
66        "numberOfElements": 10, 
67        "size": 10, 
68        "number": 0, 
69        "empty": false 
70    } 
71}

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ON THIS PAGE

Create Virtual Account Get Virtual Account Delete Virtual Account Get Payment

INTEGRATION

PAYMENT FEATURES

AFTER PAYMENT

Pocket

Authentication

Request Sample

Response Sample

Changing Password

Adding A Sub-Pocket

Request Sample

Response Sample

Parameters

Pocket to Pocket Transfer

Parameters

Request Sample

Response Sample

Pocket to Pocket Transfer

Request Sample

Response Sample

Get Pocket Details

Response Sample

Get All Pockets

Response Sample

Get Pocket Balance

Response Sample

Get Merchant Sum

Response Sample

Get Transaction Details

Response Sample

Find Transactions

Response Sample